What we think

Some of our opinions below.

Underwriting and calculators

On our travels we speak to a lot of people about underwriting manual developments. One topic which comes up time and again is calculators: great invention or the work of the devil?


Some underwriting manuals have had simple calculators for many years, for example for pulmonary function tests, financial ratios…

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RiskApps 2016 end-of-year report

2016 was an interesting year in a number of ways, not least for the Trump and Brexit votes, and the passing of so many famous people – Muhammad Ali, David Bowie, Fidel Castro, Dario Fo, Harper Lee, Arnold Palmer and Prince and so many others.


But on a more mundane…

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Underwriting manuals – strategic dilemmas (part 2)

We continue our discussion of the development and maintenance of underwriting manuals, and finish by considering what will shape the manual of the future.


Keeping the manual up to date
A manual is not a ‘launch and leave’ project and can quickly become out of step with changes in the wider…

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Underwriting manuals – strategic dilemmas (part 1)

In the past underwriting manuals were big tomes kept on the underwriter’s desk. Now they are sophisticated e-tools that sit on the underwriter’s virtual desktop. The complex nature of today’s manuals and today’s world of risk call for careful positioning, the right content and features plus a sound strategy….

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